Insurance Center | Blog | Impact of Teen Drivers on my Umbrella ...

The premium on my personal umbrella liability insurance policy increased halfway through the policy term. My insurance agent says it?s because I added a teen driver. This doesn?t seem right since our son is a good student and is covered by our auto insurance policy.

Umbrella coverage works hand in hand with your auto and home insurance. For example, if you are in an auto accident and badly injure?or kill another, you can easily exhaust the bodily injury limits of your auto insurance policy. When that happens, your umbrella policy steps in and pays the extra expense you owe, up to the umbrella limit, which is usually $1 million.

As a group, teenagers have the greatest accident rate of any drivers, and auto accidents are principal cause of teen deaths.

Continue reading ?Impact of Teen Drivers on my Umbrella Policy? or contact us at?800-220-5582 to learn more about Livonia umbrella liability insurance

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Source: http://www.insurance-center.org/general/impact-of-teen-drivers-on-my-umbrella-policy/

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